Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 22,478,000 | 21,819,000 | 23,914,000 | 22,812,000 |
| Total loans | 11,064,000 | 12,518,000 | 12,732,000 | 12,204,000 |
| Allowance for loan losses | 249,000 | 352,000 | 256,000 | 246,000 |
| Securities available for sale | 5,112,000 | 4,826,000 | 4,614,000 | 4,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,557,000 | 19,328,000 | 21,409,000 | 20,273,000 |
| Interest-bearing deposits | 10,607,000 | 10,109,000 | 11,884,000 | 11,218,000 |
| Noninterest-bearing deposits | 9,950,000 | 9,219,000 | 9,525,000 | 9,055,000 |
| Equity capital | 1,912,000 | 2,470,000 | 2,484,000 | 2,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 180,000 | 382,000 | 588,000 | 797,000 |
| Interest expense | 4,000 | 9,000 | 14,000 | 19,000 |
| Net interest income | 176,000 | 373,000 | 574,000 | 778,000 |
| Noninterest income | 20,000 | -2,000 | 21,000 | 72,000 |
| Noninterest expense | 207,000 | 415,000 | 613,000 | 821,000 |
| Provision for loan losses | 19,000 | 121,000 | 121,000 | 121,000 |
| Pretax income | -30,000 | -165,000 | -139,000 | -92,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -30,000 | -165,000 | -139,000 | -92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,814,000 | 2,378,000 | 2,403,000 | 2,421,000 |
| Total capital | 1,976,000 | 2,559,000 | 2,588,000 | 2,597,000 |
| Risk-weighted assets | 12,932,000 | 14,323,000 | 14,760,000 | 14,021,000 |