Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 21,873,000 | 20,087,000 | 21,488,000 | 30,309,000 |
| Total loans | 9,083,000 | 7,781,000 | 7,437,000 | 9,303,000 |
| Allowance for loan losses | 220,000 | 223,000 | 228,000 | 229,000 |
| Securities available for sale | 5,135,000 | 5,091,000 | 5,108,000 | 4,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,940,000 | 17,952,000 | 19,519,000 | 28,380,000 |
| Interest-bearing deposits | 10,723,000 | 8,510,000 | 10,612,000 | 19,047,000 |
| Noninterest-bearing deposits | 9,217,000 | 9,442,000 | 8,907,000 | 9,333,000 |
| Equity capital | 1,930,000 | 2,008,000 | 1,966,000 | 1,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 390,000 | 526,000 | 705,000 |
| Interest expense | 6,000 | 10,000 | 15,000 | 20,000 |
| Net interest income | 159,000 | 380,000 | 511,000 | 685,000 |
| Noninterest income | 38,000 | 93,000 | 116,000 | 134,000 |
| Noninterest expense | 186,000 | 369,000 | 594,000 | 815,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 104,000 | 33,000 | 4,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | 104,000 | 33,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,829,000 | 1,896,000 | 1,863,000 | 1,832,000 |
| Total capital | 1,986,000 | 1,993,000 | 1,956,000 | 1,990,000 |
| Risk-weighted assets | 12,453,000 | 10,938,000 | 10,897,000 | 12,585,000 |