Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 22,830,000 | 20,867,000 | 24,709,000 | 22,116,000 |
| Total loans | 6,496,000 | 7,660,000 | 7,888,000 | 7,268,000 |
| Allowance for loan losses | 258,000 | 245,000 | 245,000 | 243,000 |
| Securities available for sale | 7,258,000 | 7,137,000 | 5,173,000 | 4,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,061,000 | 19,164,000 | 23,045,000 | 20,492,000 |
| Interest-bearing deposits | 11,627,000 | 10,222,000 | 13,877,000 | 11,203,000 |
| Noninterest-bearing deposits | 9,434,000 | 8,942,000 | 9,168,000 | 9,289,000 |
| Equity capital | 1,765,000 | 1,700,000 | 1,660,000 | 1,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 325,000 | 496,000 | 661,000 |
| Interest expense | 9,000 | 18,000 | 27,000 | 33,000 |
| Net interest income | 150,000 | 307,000 | 469,000 | 628,000 |
| Noninterest income | 26,000 | 49,000 | 79,000 | 95,000 |
| Noninterest expense | 184,000 | 376,000 | 561,000 | 745,000 |
| Provision for loan losses | 0 | 0 | 0 | -7,000 |
| Pretax income | -8,000 | -25,000 | -52,000 | -54,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | -25,000 | -52,000 | -54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,638,000 | 1,621,000 | 1,579,000 | 1,539,000 |
| Total capital | 1,822,000 | 1,812,000 | 1,761,000 | 1,707,000 |
| Risk-weighted assets | 14,646,000 | 15,213,000 | 14,502,000 | 13,380,000 |