Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,628,000 | 22,583,000 | 23,384,000 | 21,102,000 |
| Total loans | 7,414,000 | 7,723,000 | 7,754,000 | 7,237,000 |
| Allowance for loan losses | 218,000 | 265,000 | 266,000 | 254,000 |
| Securities available for sale | 6,524,000 | 6,739,000 | 6,486,000 | 6,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,863,000 | 20,764,000 | 21,492,000 | 19,220,000 |
| Interest-bearing deposits | 11,122,000 | 11,943,000 | 12,401,000 | 8,981,000 |
| Noninterest-bearing deposits | 8,741,000 | 8,821,000 | 9,091,000 | 10,239,000 |
| Equity capital | 1,760,000 | 1,770,000 | 1,848,000 | 1,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 342,000 | 519,000 | 694,000 |
| Interest expense | 15,000 | 27,000 | 39,000 | 48,000 |
| Net interest income | 157,000 | 315,000 | 480,000 | 646,000 |
| Noninterest income | 20,000 | 41,000 | 68,000 | 88,000 |
| Noninterest expense | 182,000 | 359,000 | 548,000 | 724,000 |
| Provision for loan losses | 0 | 0 | 0 | -15,000 |
| Pretax income | -4,000 | -3,000 | 1,000 | 26,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | -3,000 | 1,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,615,000 | 1,616,000 | 1,621,000 | 1,646,000 |
| Total capital | 1,774,000 | 1,783,000 | 1,806,000 | 1,808,000 |
| Risk-weighted assets | 12,651,000 | 13,228,000 | 14,697,000 | 13,764,000 |