Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,845,000 | 19,890,000 | 22,855,000 | 21,799,000 |
| Total loans | 8,356,000 | 8,271,000 | 8,385,000 | 7,244,000 |
| Allowance for loan losses | 181,000 | 177,000 | 218,000 | 220,000 |
| Securities available for sale | 4,469,000 | 5,595,000 | 5,481,000 | 4,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,098,000 | 18,093,000 | 21,057,000 | 20,049,000 |
| Interest-bearing deposits | 10,707,000 | 11,108,000 | 10,988,000 | 10,759,000 |
| Noninterest-bearing deposits | 8,391,000 | 6,985,000 | 10,069,000 | 9,290,000 |
| Equity capital | 1,736,000 | 1,785,000 | 1,788,000 | 1,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 366,000 | 559,000 | 736,000 |
| Interest expense | 26,000 | 49,000 | 71,000 | 89,000 |
| Net interest income | 155,000 | 317,000 | 488,000 | 647,000 |
| Noninterest income | 28,000 | 54,000 | 73,000 | 96,000 |
| Noninterest expense | 197,000 | 387,000 | 576,000 | 799,000 |
| Provision for loan losses | 0 | 50,000 | 85,000 | 85,000 |
| Pretax income | -18,000 | -70,000 | -104,000 | -131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -18,000 | -70,000 | -104,000 | -131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,732,000 | 1,680,000 | 1,646,000 | 1,619,000 |
| Total capital | 1,885,000 | 1,840,000 | 1,809,000 | 1,758,000 |
| Risk-weighted assets | 12,211,000 | 12,753,000 | 12,994,000 | 11,044,000 |