Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 16,486,000 | 17,542,000 | 18,898,000 | 19,331,000 |
| Total loans | 9,746,000 | 10,586,000 | 10,665,000 | 10,503,000 |
| Allowance for loan losses | 135,000 | 143,000 | 144,000 | 173,000 |
| Securities available for sale | 4,514,000 | 5,153,000 | 4,697,000 | 4,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,840,000 | 13,625,000 | 16,320,000 | 16,735,000 |
| Interest-bearing deposits | 8,620,000 | 8,596,000 | 10,740,000 | 10,581,000 |
| Noninterest-bearing deposits | 5,220,000 | 5,029,000 | 5,580,000 | 6,154,000 |
| Equity capital | 1,847,000 | 2,317,000 | 2,557,000 | 2,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 522,000 | 794,000 | 1,045,000 |
| Interest expense | 45,000 | 88,000 | 136,000 | 185,000 |
| Net interest income | 217,000 | 434,000 | 658,000 | 860,000 |
| Noninterest income | 24,000 | 48,000 | 70,000 | 95,000 |
| Noninterest expense | 187,000 | 393,000 | 595,000 | 812,000 |
| Provision for loan losses | 0 | 0 | 0 | 57,000 |
| Pretax income | 54,000 | 89,000 | 3,000 | -49,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 89,000 | 3,000 | -49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,751,000 | 2,786,000 | 2,700,000 | 2,648,000 |
| Total capital | 2,886,000 | 2,929,000 | 2,844,000 | 2,825,000 |
| Risk-weighted assets | 14,404,000 | 14,845,000 | 15,191,000 | 14,908,000 |