Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,485,000 | 15,759,000 | 15,177,000 | 16,880,000 |
| Total loans | 6,667,000 | 6,513,000 | 6,567,000 | 7,228,000 |
| Allowance for loan losses | 100,000 | 84,000 | 85,000 | 79,000 |
| Securities available for sale | 5,033,000 | 4,908,000 | 4,833,000 | 4,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,734,000 | 12,919,000 | 12,475,000 | 14,091,000 |
| Interest-bearing deposits | 7,818,000 | 8,378,000 | 7,927,000 | 7,566,000 |
| Noninterest-bearing deposits | 4,916,000 | 4,541,000 | 4,548,000 | 6,525,000 |
| Equity capital | 2,695,000 | 2,733,000 | 2,657,000 | 2,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 403,000 | 599,000 | 797,000 |
| Interest expense | 48,000 | 98,000 | 139,000 | 173,000 |
| Net interest income | 156,000 | 305,000 | 460,000 | 624,000 |
| Noninterest income | 17,000 | 29,000 | 41,000 | 53,000 |
| Noninterest expense | 148,000 | 289,000 | 442,000 | 583,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 17,000 |
| Pretax income | 28,000 | 32,000 | 43,000 | 71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 32,000 | 43,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,590,000 | 2,580,000 | 2,576,000 | 2,604,000 |
| Total capital | 2,690,000 | 2,664,000 | 2,661,000 | 2,683,000 |
| Risk-weighted assets | 10,110,000 | 10,429,000 | 10,443,000 | 11,169,000 |