Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,172,000 | 14,556,000 | 15,164,000 | 16,291,000 |
| Total loans | 7,471,000 | 7,820,000 | 8,347,000 | 6,950,000 |
| Allowance for loan losses | 116,000 | 109,000 | 95,000 | 108,000 |
| Securities available for sale | 5,175,000 | 4,917,000 | 4,371,000 | 5,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,500,000 | 11,834,000 | 12,322,000 | 13,440,000 |
| Interest-bearing deposits | 7,052,000 | 6,862,000 | 7,067,000 | 8,032,000 |
| Noninterest-bearing deposits | 4,448,000 | 4,972,000 | 5,255,000 | 5,408,000 |
| Equity capital | 2,633,000 | 2,686,000 | 2,788,000 | 2,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 241,000 | 487,000 | 735,000 | 971,000 |
| Interest expense | 61,000 | 118,000 | 172,000 | 222,000 |
| Net interest income | 180,000 | 369,000 | 563,000 | 749,000 |
| Noninterest income | 17,000 | 30,000 | 45,000 | 59,000 |
| Noninterest expense | 137,000 | 258,000 | 389,000 | 514,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 22,000 |
| Pretax income | 52,000 | 134,000 | 206,000 | 288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 134,000 | 206,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,590,000 | 2,649,000 | 2,698,000 | 2,770,000 |
| Total capital | 2,706,000 | 2,758,000 | 2,793,000 | 2,878,000 |
| Risk-weighted assets | 9,956,000 | 11,162,000 | 11,388,000 | 10,474,000 |