Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,860,000 | 13,248,000 | 13,628,000 | 14,907,000 |
| Total loans | 8,175,000 | 7,405,000 | 7,554,000 | 7,684,000 |
| Allowance for loan losses | 148,000 | 133,000 | 118,000 | 111,000 |
| Securities available for sale | 2,814,000 | 3,030,000 | 3,859,000 | 4,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,248,000 | 10,538,000 | 10,838,000 | 12,097,000 |
| Interest-bearing deposits | 5,514,000 | 5,558,000 | 4,860,000 | 7,169,000 |
| Noninterest-bearing deposits | 5,734,000 | 4,980,000 | 5,978,000 | 4,928,000 |
| Equity capital | 2,581,000 | 2,673,000 | 2,741,000 | 2,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 499,000 | 738,000 | 986,000 |
| Interest expense | 55,000 | 111,000 | 169,000 | 230,000 |
| Net interest income | 192,000 | 388,000 | 569,000 | 756,000 |
| Noninterest income | 20,000 | 39,000 | 54,000 | 68,000 |
| Noninterest expense | 136,000 | 249,000 | 380,000 | 533,000 |
| Provision for loan losses | 58,000 | 43,000 | 43,000 | 43,000 |
| Pretax income | 18,000 | 135,000 | 201,000 | 249,000 |
| Income tax | 1,000 | 45,000 | 69,000 | 91,000 |
| Net income | 17,000 | 90,000 | 132,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,560,000 | 2,639,000 | 2,681,000 | 2,706,000 |
| Total capital | 2,695,000 | 2,767,000 | 2,799,000 | 2,817,000 |
| Risk-weighted assets | 10,821,000 | 10,230,000 | 10,267,000 | 10,318,000 |