Call reports 2025
BANKSOUTH — 2025
What BANKSOUTH reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 211,470,000 | 210,410,000 | 209,844,000 | 210,629,000 |
| Total loans | 164,302,000 | 170,282,000 | 171,338,000 | 172,656,000 |
| Allowance for loan losses | 2,815,000 | 2,815,000 | 2,815,000 | 2,815,000 |
| Securities available for sale | 34,140,000 | 35,633,000 | 33,772,000 | 30,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,103,000 | 168,790,000 | 167,072,000 | 168,643,000 |
| Interest-bearing deposits | 144,814,000 | 143,625,000 | 139,478,000 | 142,731,000 |
| Noninterest-bearing deposits | 25,289,000 | 25,165,000 | 27,594,000 | 25,912,000 |
| Equity capital | 40,374,000 | 40,540,000 | 41,379,000 | 40,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,691,000 | 5,473,000 | 8,370,000 | 11,228,000 |
| Interest expense | 877,000 | 1,737,000 | 2,595,000 | 3,416,000 |
| Net interest income | 1,814,000 | 3,736,000 | 5,775,000 | 7,812,000 |
| Noninterest income | 13,000 | 26,000 | 39,000 | 96,000 |
| Noninterest expense | 1,139,000 | 2,266,000 | 3,389,000 | 4,633,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 688,000 | 1,496,000 | 2,425,000 | 3,275,000 |
| Income tax | 55,000 | 115,000 | 175,000 | 239,000 |
| Net income | 633,000 | 1,381,000 | 2,250,000 | 3,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,837,000 | 40,902,000 | 41,508,000 | 40,960,000 |