Call reports 2024
BANKSOUTH — 2024
What BANKSOUTH reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 206,141,000 | 202,515,000 | 203,865,000 | 209,643,000 |
| Total loans | 166,758,000 | 167,891,000 | 164,498,000 | 164,155,000 |
| Allowance for loan losses | 2,815,000 | 2,815,000 | 2,815,000 | 2,815,000 |
| Securities available for sale | 33,510,000 | 30,359,000 | 32,142,000 | 35,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,093,000 | 160,583,000 | 162,233,000 | 168,974,000 |
| Interest-bearing deposits | 140,478,000 | 136,834,000 | 137,570,000 | 143,576,000 |
| Noninterest-bearing deposits | 25,615,000 | 23,749,000 | 24,663,000 | 25,398,000 |
| Equity capital | 39,222,000 | 39,369,000 | 40,250,000 | 39,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,651,000 | 5,326,000 | 8,031,000 | 10,761,000 |
| Interest expense | 951,000 | 1,908,000 | 2,855,000 | 3,716,000 |
| Net interest income | 1,700,000 | 3,418,000 | 5,176,000 | 7,045,000 |
| Noninterest income | 16,000 | 27,000 | 37,000 | 56,000 |
| Noninterest expense | 1,089,000 | 2,174,000 | 3,201,000 | 4,283,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 627,000 | 1,271,000 | 2,012,000 | 2,818,000 |
| Income tax | 54,000 | 109,000 | 150,000 | 189,000 |
| Net income | 573,000 | 1,162,000 | 1,862,000 | 2,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,059,000 | 40,230,000 | 40,665,000 | 40,204,000 |
| Total capital | — | — | 42,454,000 | — |
| Risk-weighted assets | — | — | 141,898,000 | — |