Call reports 2023
BANKSOUTH — 2023
What BANKSOUTH reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 203,152,000 | 198,682,000 | 204,454,000 | 208,587,000 |
| Total loans | 147,399,000 | 161,800,000 | 166,715,000 | 167,313,000 |
| Allowance for loan losses | 2,815,000 | 2,815,000 | 2,815,000 | 2,815,000 |
| Securities available for sale | 33,949,000 | 33,015,000 | 33,394,000 | 38,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,224,000 | 159,192,000 | 164,483,000 | 168,772,000 |
| Interest-bearing deposits | 136,669,000 | 133,520,000 | 136,876,000 | 139,035,000 |
| Noninterest-bearing deposits | 27,555,000 | 25,672,000 | 27,607,000 | 29,737,000 |
| Equity capital | 38,216,000 | 38,527,000 | 38,698,000 | 38,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,089,000 | 4,419,000 | 6,873,000 | 9,441,000 |
| Interest expense | 366,000 | 1,037,000 | 1,890,000 | 2,818,000 |
| Net interest income | 1,723,000 | 3,382,000 | 4,983,000 | 6,623,000 |
| Noninterest income | 13,000 | 27,000 | 42,000 | 84,000 |
| Noninterest expense | 1,118,000 | 2,159,000 | 3,180,000 | 4,087,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 618,000 | 1,250,000 | 1,845,000 | 2,620,000 |
| Income tax | 38,000 | 75,000 | 115,000 | 156,000 |
| Net income | 580,000 | 1,175,000 | 1,730,000 | 2,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,440,000 | 39,773,000 | 40,072,000 | 39,486,000 |