Call reports 2022
BANKSOUTH — 2022
What BANKSOUTH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 218,774,000 | 217,688,000 | 217,223,000 | 204,702,000 |
| Total loans | 143,146,000 | 145,086,000 | 149,511,000 | 150,935,000 |
| Allowance for loan losses | 2,815,000 | 2,815,000 | 2,815,000 | 2,815,000 |
| Securities available for sale | 56,044,000 | 48,855,000 | 45,057,000 | 38,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,042,000 | 180,072,000 | 179,309,000 | 166,729,000 |
| Interest-bearing deposits | 152,482,000 | 152,438,000 | 149,759,000 | 136,170,000 |
| Noninterest-bearing deposits | 28,560,000 | 27,635,000 | 29,550,000 | 30,559,000 |
| Equity capital | 37,466,000 | 37,254,000 | 37,417,000 | 37,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 3,041,000 | 4,919,000 | 6,905,000 |
| Interest expense | 91,000 | 182,000 | 305,000 | 484,000 |
| Net interest income | 1,390,000 | 2,859,000 | 4,614,000 | 6,421,000 |
| Noninterest income | 19,000 | 36,000 | 66,000 | 79,000 |
| Noninterest expense | 992,000 | 1,892,000 | 2,802,000 | 3,956,000 |
| Provision for loan losses | -262,000 | -262,000 | -262,000 | -262,000 |
| Pretax income | 679,000 | 1,265,000 | 2,140,000 | 2,806,000 |
| Income tax | 46,000 | 82,000 | 118,000 | 159,000 |
| Net income | 633,000 | 1,183,000 | 2,022,000 | 2,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,229,000 | 38,578,000 | 38,942,000 | 39,095,000 |