Call reports 2021
BANKSOUTH — 2021
What BANKSOUTH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 203,072,000 | 206,221,000 | 204,969,000 | 210,583,000 |
| Total loans | 125,142,000 | 130,614,000 | 134,174,000 | 141,429,000 |
| Allowance for loan losses | 2,788,000 | 2,815,000 | 2,815,000 | 2,815,000 |
| Securities available for sale | 64,660,000 | 67,761,000 | 65,362,000 | 61,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,651,000 | 167,505,000 | 165,895,000 | 172,010,000 |
| Interest-bearing deposits | 138,305,000 | 139,625,000 | 136,642,000 | 143,315,000 |
| Noninterest-bearing deposits | 26,346,000 | 27,880,000 | 29,253,000 | 28,695,000 |
| Equity capital | 38,074,000 | 38,377,000 | 38,640,000 | 38,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,908,000 | 4,362,000 | 5,853,000 |
| Interest expense | 147,000 | 250,000 | 348,000 | 443,000 |
| Net interest income | 1,313,000 | 2,658,000 | 4,014,000 | 5,410,000 |
| Noninterest income | 24,000 | 45,000 | 115,000 | 135,000 |
| Noninterest expense | 897,000 | 1,696,000 | 2,595,000 | 3,601,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 440,000 | 1,007,000 | 1,534,000 | 1,944,000 |
| Income tax | 40,000 | 88,000 | 128,000 | 155,000 |
| Net income | 400,000 | 919,000 | 1,406,000 | 1,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,314,000 | 37,598,000 | 37,851,000 | 37,784,000 |