Call reports 2020
BANKSOUTH — 2020
What BANKSOUTH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 178,169,000 | 191,233,000 | 195,864,000 | 195,530,000 |
| Total loans | 134,920,000 | 135,404,000 | 134,281,000 | 125,892,000 |
| Allowance for loan losses | 2,816,000 | 2,788,000 | 2,788,000 | 2,788,000 |
| Securities available for sale | 36,084,000 | 36,762,000 | 49,800,000 | 60,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,212,000 | 152,366,000 | 156,352,000 | 156,899,000 |
| Interest-bearing deposits | 121,390,000 | 130,185,000 | 134,237,000 | 134,035,000 |
| Noninterest-bearing deposits | 18,822,000 | 22,181,000 | 22,115,000 | 22,864,000 |
| Equity capital | 37,478,000 | 38,187,000 | 38,671,000 | 37,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,474,000 | 5,135,000 | 6,679,000 |
| Interest expense | 299,000 | 536,000 | 754,000 | 940,000 |
| Net interest income | 1,467,000 | 2,938,000 | 4,381,000 | 5,739,000 |
| Noninterest income | 23,000 | 48,000 | 75,000 | 124,000 |
| Noninterest expense | 940,000 | 1,858,000 | 2,779,000 | 3,600,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 550,000 | 1,128,000 | 1,677,000 | 2,263,000 |
| Income tax | 38,000 | 75,000 | 113,000 | 138,000 |
| Net income | 512,000 | 1,053,000 | 1,564,000 | 2,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,057,000 | 37,318,000 | 37,561,000 | 36,895,000 |