Call reports 2019
BANKSOUTH — 2019
What BANKSOUTH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 180,027,000 | 179,633,000 | 182,181,000 | 182,270,000 |
| Total loans | 133,655,000 | 134,413,000 | 132,847,000 | 135,351,000 |
| Allowance for loan losses | 2,715,000 | 2,716,000 | 2,816,000 | 2,816,000 |
| Securities available for sale | 29,188,000 | 31,897,000 | 37,496,000 | 38,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,636,000 | 142,529,000 | 144,502,000 | 144,645,000 |
| Interest-bearing deposits | 124,455,000 | 122,575,000 | 126,022,000 | 126,510,000 |
| Noninterest-bearing deposits | 19,181,000 | 19,954,000 | 18,480,000 | 18,135,000 |
| Equity capital | 35,967,000 | 36,493,000 | 36,873,000 | 36,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,677,000 | 5,548,000 | 7,407,000 |
| Interest expense | 346,000 | 711,000 | 1,084,000 | 1,428,000 |
| Net interest income | 1,468,000 | 2,966,000 | 4,464,000 | 5,979,000 |
| Noninterest income | 26,000 | 57,000 | 79,000 | 108,000 |
| Noninterest expense | 961,000 | 1,905,000 | 2,815,000 | 3,732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 533,000 | 1,118,000 | 1,728,000 | 2,355,000 |
| Income tax | 36,000 | 72,000 | 108,000 | 149,000 |
| Net income | 497,000 | 1,046,000 | 1,620,000 | 2,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,967,000 | 36,213,000 | 36,509,000 | 36,546,000 |
| Total capital | 37,390,000 | 37,657,000 | 37,936,000 | 37,993,000 |
| Risk-weighted assets | 112,567,000 | 114,209,000 | 112,767,000 | 114,375,000 |