Call reports 2018
BANKSOUTH — 2018
What BANKSOUTH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 166,288,000 | 165,125,000 | 169,908,000 | 172,809,000 |
| Total loans | 138,672,000 | 138,157,000 | 137,049,000 | 136,236,000 |
| Allowance for loan losses | 2,688,000 | 2,688,000 | 2,702,000 | 2,715,000 |
| Securities available for sale | 23,998,000 | 23,366,000 | 22,811,000 | 27,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,561,000 | 126,407,000 | 133,404,000 | 137,033,000 |
| Interest-bearing deposits | 114,758,000 | 111,514,000 | 118,204,000 | 119,626,000 |
| Noninterest-bearing deposits | 15,803,000 | 14,893,000 | 15,200,000 | 17,407,000 |
| Equity capital | 35,340,000 | 35,650,000 | 35,722,000 | 35,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,380,000 | 5,102,000 | 6,878,000 |
| Interest expense | 150,000 | 338,000 | 617,000 | 927,000 |
| Net interest income | 1,528,000 | 3,042,000 | 4,485,000 | 5,951,000 |
| Noninterest income | 33,000 | 66,000 | 52,000 | 77,000 |
| Noninterest expense | 991,000 | 1,946,000 | 2,892,000 | 3,697,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 570,000 | 1,162,000 | 1,645,000 | 2,331,000 |
| Income tax | 36,000 | 72,000 | 108,000 | 144,000 |
| Net income | 534,000 | 1,090,000 | 1,537,000 | 2,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,769,000 | 36,051,000 | 35,215,000 | 34,993,000 |
| Total capital | 37,218,000 | 37,434,000 | 36,611,000 | 36,411,000 |
| Risk-weighted assets | 114,712,000 | 109,324,000 | 110,369,000 | 112,180,000 |