Call reports 2016
BANKSOUTH — 2016
What BANKSOUTH reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,836,000 | 171,484,000 | 170,712,000 | 168,012,000 |
| Total loans | 135,236,000 | 133,442,000 | 134,434,000 | 133,458,000 |
| Allowance for loan losses | 2,648,000 | 2,654,000 | 2,667,000 | 2,668,000 |
| Securities available for sale | 26,142,000 | 32,721,000 | 27,677,000 | 28,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,565,000 | 135,725,000 | 134,366,000 | 133,122,000 |
| Interest-bearing deposits | 120,384,000 | 119,687,000 | 117,133,000 | 116,692,000 |
| Noninterest-bearing deposits | 16,181,000 | 16,038,000 | 17,233,000 | 16,430,000 |
| Equity capital | 34,933,000 | 35,240,000 | 35,725,000 | 34,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,181,000 | 4,813,000 | 6,353,000 |
| Interest expense | 138,000 | 278,000 | 424,000 | 563,000 |
| Net interest income | 1,454,000 | 2,903,000 | 4,389,000 | 5,790,000 |
| Noninterest income | 49,000 | 89,000 | 207,000 | 453,000 |
| Noninterest expense | 1,075,000 | 2,067,000 | 2,935,000 | 3,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 428,000 | 924,000 | 1,659,000 | 2,309,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 135,000 |
| Net income | 398,000 | 864,000 | 1,569,000 | 2,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,903,000 | 35,169,000 | 35,672,000 | 34,794,000 |
| Total capital | 36,311,000 | 36,585,000 | 37,115,000 | 36,217,000 |
| Risk-weighted assets | 111,380,000 | 112,039,000 | 114,193,000 | 112,564,000 |