Call reports 2015
BANKSOUTH — 2015
What BANKSOUTH reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 173,482,000 | 170,439,000 | 169,813,000 | 170,645,000 |
| Total loans | 147,605,000 | 143,927,000 | 141,342,000 | 135,384,000 |
| Allowance for loan losses | 2,719,000 | 2,642,000 | 2,641,000 | 2,635,000 |
| Securities available for sale | 17,944,000 | 19,688,000 | 22,894,000 | 29,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,927,000 | 134,965,000 | 133,865,000 | 135,723,000 |
| Interest-bearing deposits | 122,465,000 | 119,686,000 | 117,653,000 | 119,563,000 |
| Noninterest-bearing deposits | 14,462,000 | 15,279,000 | 16,212,000 | 16,160,000 |
| Equity capital | 34,722,000 | 34,977,000 | 35,264,000 | 34,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,750,000 | 3,508,000 | 5,219,000 | 6,849,000 |
| Interest expense | 138,000 | 275,000 | 414,000 | 550,000 |
| Net interest income | 1,612,000 | 3,233,000 | 4,805,000 | 6,299,000 |
| Noninterest income | 46,000 | 73,000 | 103,000 | 117,000 |
| Noninterest expense | 1,148,000 | 2,228,000 | 3,290,000 | 4,267,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 512,000 | 1,080,000 | 1,616,000 | 2,147,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 124,000 |
| Net income | 482,000 | 1,020,000 | 1,526,000 | 2,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,701,000 | 34,985,000 | 35,264,000 | 34,481,000 |
| Total capital | 36,236,000 | 36,061,000 | 36,322,000 | 35,896,000 |
| Risk-weighted assets | 121,600,000 | 84,552,000 | 83,028,000 | 111,955,000 |