Call reports 2014
BANKSOUTH — 2014
What BANKSOUTH reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 175,571,000 | 168,799,000 | 168,201,000 | 173,124,000 |
| Total loans | 150,868,000 | 151,016,000 | 150,390,000 | 149,458,000 |
| Allowance for loan losses | 3,046,000 | 2,933,000 | 2,695,000 | 2,686,000 |
| Securities available for sale | 17,565,000 | 14,695,000 | 14,725,000 | 18,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,309,000 | 134,351,000 | 131,684,000 | 138,501,000 |
| Interest-bearing deposits | 124,775,000 | 119,712,000 | 117,203,000 | 124,286,000 |
| Noninterest-bearing deposits | 16,534,000 | 14,639,000 | 14,481,000 | 14,215,000 |
| Equity capital | 33,915,000 | 33,927,000 | 34,496,000 | 34,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,821,000 | 3,678,000 | 5,515,000 | 7,353,000 |
| Interest expense | 182,000 | 329,000 | 465,000 | 603,000 |
| Net interest income | 1,639,000 | 3,349,000 | 5,050,000 | 6,750,000 |
| Noninterest income | 211,000 | 245,000 | 279,000 | 307,000 |
| Noninterest expense | 1,174,000 | 2,317,000 | 3,466,000 | 4,563,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 676,000 | 1,277,000 | 1,863,000 | 2,494,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 99,000 |
| Net income | 646,000 | 1,217,000 | 1,773,000 | 2,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,961,000 | 33,947,000 | 34,504,000 | 34,218,000 |
| Total capital | 35,610,000 | 35,598,000 | 36,128,000 | 35,859,000 |
| Risk-weighted assets | 130,529,000 | 130,820,000 | 128,821,000 | 130,215,000 |