Call reports 2013
BANKSOUTH — 2013
What BANKSOUTH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 179,922,000 | 173,032,000 | 175,498,000 | 179,180,000 |
| Total loans | 162,284,000 | 156,044,000 | 154,036,000 | 152,755,000 |
| Allowance for loan losses | 3,610,000 | 3,451,000 | 3,464,000 | 3,310,000 |
| Securities available for sale | 13,650,000 | 12,346,000 | 17,871,000 | 16,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,155,000 | 139,521,000 | 141,579,000 | 145,356,000 |
| Interest-bearing deposits | 126,107,000 | 125,433,000 | 127,052,000 | 129,608,000 |
| Noninterest-bearing deposits | 15,048,000 | 14,088,000 | 14,527,000 | 15,748,000 |
| Equity capital | 32,541,000 | 32,922,000 | 33,105,000 | 33,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,093,000 | 6,074,000 | 8,003,000 |
| Interest expense | 250,000 | 489,000 | 724,000 | 949,000 |
| Net interest income | 1,809,000 | 3,604,000 | 5,350,000 | 7,054,000 |
| Noninterest income | 56,000 | 311,000 | 343,000 | 372,000 |
| Noninterest expense | 1,209,000 | 2,429,000 | 3,634,000 | 4,639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 656,000 | 1,490,000 | 2,063,000 | 2,791,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 136,000 |
| Net income | 626,000 | 1,430,000 | 1,973,000 | 2,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,503,000 | 33,017,000 | 33,180,000 | 33,374,000 |
| Total capital | 34,290,000 | 34,719,000 | 34,883,000 | 35,073,000 |
| Risk-weighted assets | 141,146,000 | 134,403,000 | 134,467,000 | 134,285,000 |