Call reports 2012
BANKSOUTH — 2012
What BANKSOUTH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 191,934,000 | 192,978,000 | 186,765,000 | 179,631,000 |
| Total loans | 172,883,000 | 175,243,000 | 169,544,000 | 166,636,000 |
| Allowance for loan losses | 3,735,000 | 3,754,000 | 3,699,000 | 3,726,000 |
| Securities available for sale | 14,795,000 | 14,057,000 | 12,905,000 | 10,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,683,000 | 150,515,000 | 148,131,000 | 145,216,000 |
| Interest-bearing deposits | 138,631,000 | 135,228,000 | 133,644,000 | 130,869,000 |
| Noninterest-bearing deposits | 14,052,000 | 15,287,000 | 14,487,000 | 14,347,000 |
| Equity capital | 30,718,000 | 31,213,000 | 31,898,000 | 32,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,317,000 | 4,517,000 | 6,734,000 | 8,922,000 |
| Interest expense | 379,000 | 718,000 | 1,021,000 | 1,300,000 |
| Net interest income | 1,938,000 | 3,799,000 | 5,713,000 | 7,622,000 |
| Noninterest income | -436,000 | -389,000 | -359,000 | -266,000 |
| Noninterest expense | 911,000 | 2,317,000 | 3,521,000 | 4,772,000 |
| Provision for loan losses | 350,000 | 350,000 | 400,000 | 400,000 |
| Pretax income | 241,000 | 743,000 | 1,433,000 | 2,184,000 |
| Income tax | 0 | 0 | 0 | 80,000 |
| Net income | 241,000 | 743,000 | 1,433,000 | 2,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,647,000 | 31,150,000 | 31,839,000 | 32,511,000 |
| Total capital | 32,552,000 | 33,082,000 | 33,703,000 | 34,327,000 |
| Risk-weighted assets | 150,570,000 | 152,752,000 | 147,246,000 | 143,393,000 |