Call reports 2011
BANKSOUTH — 2011
What BANKSOUTH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 207,046,000 | 202,339,000 | 196,746,000 | 193,831,000 |
| Total loans | 188,367,000 | 179,168,000 | 175,590,000 | 174,596,000 |
| Allowance for loan losses | 4,957,000 | 4,957,000 | 4,000,000 | 3,914,000 |
| Securities available for sale | 13,554,000 | 14,100,000 | 12,240,000 | 14,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,499,000 | 167,415,000 | 161,664,000 | 158,277,000 |
| Interest-bearing deposits | 152,205,000 | 151,171,000 | 145,301,000 | 142,469,000 |
| Noninterest-bearing deposits | 17,294,000 | 16,244,000 | 16,363,000 | 15,808,000 |
| Equity capital | 31,041,000 | 30,883,000 | 30,958,000 | 31,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,520,000 | 4,956,000 | 7,358,000 | 9,708,000 |
| Interest expense | 486,000 | 947,000 | 1,383,000 | 1,787,000 |
| Net interest income | 2,034,000 | 4,009,000 | 5,975,000 | 7,921,000 |
| Noninterest income | 56,000 | 101,000 | -286,000 | -234,000 |
| Noninterest expense | 1,128,000 | 2,210,000 | 3,308,000 | 4,419,000 |
| Provision for loan losses | 129,000 | 494,000 | 321,000 | 321,000 |
| Pretax income | 833,000 | 1,406,000 | 2,060,000 | 2,947,000 |
| Income tax | 45,000 | 90,000 | 123,000 | 166,000 |
| Net income | 788,000 | 1,316,000 | 1,937,000 | 2,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,967,000 | 30,787,000 | 30,871,000 | 31,157,000 |
| Total capital | 33,124,000 | 32,825,000 | 32,808,000 | 33,070,000 |
| Risk-weighted assets | 169,734,000 | 160,131,000 | 152,901,000 | 151,041,000 |