Call reports 2010
BANKSOUTH — 2010
What BANKSOUTH reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 232,591,000 | 229,117,000 | 217,475,000 | 220,055,000 |
| Total loans | 209,588,000 | 208,733,000 | 201,399,000 | 193,659,000 |
| Allowance for loan losses | 633,000 | 1,373,000 | 4,890,000 | 4,957,000 |
| Securities available for sale | 12,565,000 | 10,825,000 | 12,618,000 | 12,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,733,000 | 183,126,000 | 175,431,000 | 177,937,000 |
| Interest-bearing deposits | 169,048,000 | 167,442,000 | 159,660,000 | 159,890,000 |
| Noninterest-bearing deposits | 16,685,000 | 15,684,000 | 15,771,000 | 18,047,000 |
| Equity capital | 33,556,000 | 33,688,000 | 29,238,000 | 30,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,579,000 | 5,202,000 | 7,824,000 | 10,748,000 |
| Interest expense | 652,000 | 1,267,000 | 1,859,000 | 2,435,000 |
| Net interest income | 1,927,000 | 3,935,000 | 5,965,000 | 8,313,000 |
| Noninterest income | 65,000 | 117,000 | 164,000 | 207,000 |
| Noninterest expense | 973,000 | 2,056,000 | 3,080,000 | 4,187,000 |
| Provision for loan losses | 700,000 | 1,500,000 | 7,048,000 | 7,268,000 |
| Pretax income | 319,000 | 496,000 | -3,999,000 | -2,935,000 |
| Income tax | 0 | 46,000 | 0 | 8,000 |
| Net income | 319,000 | 450,000 | -3,999,000 | -2,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,442,000 | 33,573,000 | 29,124,000 | 30,179,000 |
| Total capital | 34,075,000 | 34,946,000 | 31,366,000 | 32,359,000 |
| Risk-weighted assets | 184,686,000 | 183,683,000 | 176,746,000 | 171,601,000 |