Call reports 2009
BANKSOUTH — 2009
What BANKSOUTH reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 233,974,000 | 231,369,000 | 231,054,000 | 232,128,000 |
| Total loans | 216,198,000 | 217,010,000 | 216,704,000 | 212,490,000 |
| Allowance for loan losses | 3,768,000 | 3,792,000 | 3,793,000 | 2,468,000 |
| Securities available for sale | 12,327,000 | 10,365,000 | 10,440,000 | 10,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,700,000 | 169,827,000 | 177,310,000 | 179,994,000 |
| Interest-bearing deposits | 157,311,000 | 155,192,000 | 161,885,000 | 163,454,000 |
| Noninterest-bearing deposits | 15,389,000 | 14,635,000 | 15,425,000 | 16,540,000 |
| Equity capital | 32,769,000 | 32,613,000 | 32,674,000 | 33,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,791,000 | 5,596,000 | 8,384,000 | 11,068,000 |
| Interest expense | 902,000 | 1,906,000 | 2,703,000 | 3,455,000 |
| Net interest income | 1,889,000 | 3,690,000 | 5,681,000 | 7,613,000 |
| Noninterest income | 68,000 | 128,000 | 229,000 | 283,000 |
| Noninterest expense | 1,164,000 | 2,413,000 | 3,641,000 | 4,466,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 793,000 | 1,405,000 | 2,269,000 | 3,430,000 |
| Income tax | 20,000 | 40,000 | 531,000 | 992,000 |
| Net income | 773,000 | 1,365,000 | 1,738,000 | 2,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,657,000 | 32,526,000 | 32,507,000 | 33,123,000 |
| Total capital | 34,975,000 | 34,856,000 | 34,860,000 | 35,463,000 |
| Risk-weighted assets | 183,967,000 | 184,952,000 | 186,822,000 | 187,077,000 |