Call reports 2008
BANKSOUTH — 2008
What BANKSOUTH reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 233,311,000 | 228,756,000 | 227,796,000 | 233,268,000 |
| Total loans | 214,268,000 | 208,636,000 | 208,283,000 | 215,286,000 |
| Allowance for loan losses | 3,819,000 | 3,819,000 | 3,816,000 | 3,813,000 |
| Securities available for sale | 12,487,000 | 13,301,000 | 12,385,000 | 12,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,608,000 | 158,883,000 | 158,513,000 | 160,222,000 |
| Interest-bearing deposits | 145,673,000 | 144,208,000 | 143,366,000 | 144,736,000 |
| Noninterest-bearing deposits | 15,935,000 | 14,675,000 | 15,147,000 | 15,486,000 |
| Equity capital | 32,576,000 | 32,449,000 | 32,624,000 | 32,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,791,000 | 7,035,000 | 10,225,000 | 13,302,000 |
| Interest expense | 1,663,000 | 3,000,000 | 4,226,000 | 5,490,000 |
| Net interest income | 2,128,000 | 4,035,000 | 5,999,000 | 7,812,000 |
| Noninterest income | 80,000 | 142,000 | 201,000 | 263,000 |
| Noninterest expense | 1,210,000 | 2,337,000 | 3,415,000 | 4,567,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 998,000 | 1,840,000 | 2,785,000 | 3,508,000 |
| Income tax | 345,000 | 675,000 | 865,000 | 1,121,000 |
| Net income | 653,000 | 1,165,000 | 1,920,000 | 2,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,441,000 | 32,368,000 | 32,538,000 | 32,274,000 |
| Total capital | 34,730,000 | 34,572,000 | 34,868,000 | 34,595,000 |
| Risk-weighted assets | 181,576,000 | 174,720,000 | 184,905,000 | 184,222,000 |
Machine access — free, no API key
Every figure shown here about BANKSOUTH — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.