Call reports 2007
BANKSOUTH — 2007
What BANKSOUTH reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 230,832,000 | 230,303,000 | 236,833,000 | 236,728,000 |
| Total loans | 198,743,000 | 207,717,000 | 203,954,000 | 208,918,000 |
| Allowance for loan losses | 3,792,000 | 3,796,000 | 3,801,000 | 3,809,000 |
| Securities available for sale | 26,010,000 | 14,529,000 | 19,354,000 | 21,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,628,000 | 162,618,000 | 168,837,000 | 166,060,000 |
| Interest-bearing deposits | 141,301,000 | 145,758,000 | 153,092,000 | 150,237,000 |
| Noninterest-bearing deposits | 15,327,000 | 16,860,000 | 15,745,000 | 15,823,000 |
| Equity capital | 32,345,000 | 32,387,000 | 32,365,000 | 32,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,032,000 | 8,037,000 | 12,110,000 | 16,136,000 |
| Interest expense | 2,093,000 | 4,081,000 | 6,168,000 | 8,012,000 |
| Net interest income | 1,939,000 | 3,956,000 | 5,942,000 | 8,124,000 |
| Noninterest income | 73,000 | 140,000 | 212,000 | 280,000 |
| Noninterest expense | 1,058,000 | 2,131,000 | 3,328,000 | 4,612,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 954,000 | 1,965,000 | 2,826,000 | 3,792,000 |
| Income tax | 324,000 | 663,000 | 1,002,000 | 1,315,000 |
| Net income | 630,000 | 1,302,000 | 1,824,000 | 2,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,281,000 | 32,367,000 | 32,304,000 | 32,373,000 |
| Total capital | 34,409,000 | 34,544,000 | 34,504,000 | 34,627,000 |
| Risk-weighted assets | 168,566,000 | 172,567,000 | 174,369,000 | 178,758,000 |