Call reports 2006
BANKSOUTH — 2006
What BANKSOUTH reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 239,256,000 | 246,912,000 | 236,836,000 | 236,599,000 |
| Total loans | 209,282,000 | 213,389,000 | 210,271,000 | 198,193,000 |
| Allowance for loan losses | 3,783,000 | 3,789,000 | 3,789,000 | 3,792,000 |
| Securities available for sale | 17,913,000 | 24,652,000 | 19,895,000 | 29,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,302,000 | 165,596,000 | 161,536,000 | 162,568,000 |
| Interest-bearing deposits | 141,958,000 | 148,397,000 | 146,224,000 | 144,173,000 |
| Noninterest-bearing deposits | 16,344,000 | 17,199,000 | 15,312,000 | 18,395,000 |
| Equity capital | 30,608,000 | 30,858,000 | 31,243,000 | 32,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,950,000 | 8,098,000 | 12,393,000 | 16,530,000 |
| Interest expense | 1,966,000 | 4,107,000 | 6,342,000 | 8,496,000 |
| Net interest income | 1,984,000 | 3,991,000 | 6,051,000 | 8,034,000 |
| Noninterest income | 67,000 | 135,000 | 197,000 | 261,000 |
| Noninterest expense | 1,062,000 | 2,141,000 | 3,255,000 | 4,443,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 989,000 | 1,985,000 | 2,993,000 | 3,852,000 |
| Income tax | 296,000 | 702,000 | 1,082,000 | 1,366,000 |
| Net income | 693,000 | 1,283,000 | 1,911,000 | 2,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,523,000 | 30,820,000 | 31,156,000 | 32,236,000 |
| Total capital | 32,772,000 | 33,121,000 | 33,400,000 | 34,360,000 |
| Risk-weighted assets | 178,372,000 | 182,583,000 | 177,953,000 | 168,285,000 |