Call reports 2002
BANKSOUTH — 2002
What BANKSOUTH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 205,399,000 | 215,514,000 | 211,957,000 | 217,706,000 |
| Total loans | 178,454,000 | 181,678,000 | 180,948,000 | 179,556,000 |
| Allowance for loan losses | 3,557,000 | 3,552,000 | 3,645,000 | 3,607,000 |
| Securities available for sale | 18,525,000 | 18,088,000 | 22,468,000 | 26,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,020,000 | 136,974,000 | 132,843,000 | 138,901,000 |
| Interest-bearing deposits | 124,928,000 | 123,864,000 | 119,584,000 | 123,747,000 |
| Noninterest-bearing deposits | 14,092,000 | 13,110,000 | 13,258,000 | 15,154,000 |
| Equity capital | 24,592,000 | 25,186,000 | 25,786,000 | 25,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,177,000 | 6,337,000 | 9,500,000 | 12,579,000 |
| Interest expense | 1,195,000 | 2,478,000 | 3,841,000 | 5,103,000 |
| Net interest income | 1,982,000 | 3,859,000 | 5,659,000 | 7,476,000 |
| Noninterest income | 93,000 | 171,000 | 245,000 | 324,000 |
| Noninterest expense | 984,000 | 2,030,000 | 2,803,000 | 3,761,000 |
| Provision for loan losses | 0 | 0 | 235,000 | 235,000 |
| Pretax income | 1,091,000 | 2,000,000 | 2,900,000 | 3,804,000 |
| Income tax | 278,000 | 540,000 | 763,000 | 1,187,000 |
| Net income | 813,000 | 1,460,000 | 2,137,000 | 2,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,200,000 | 24,691,000 | 25,134,000 | 25,380,000 |
| Total capital | 26,176,000 | 26,726,000 | 27,185,000 | 27,451,000 |
| Risk-weighted assets | 156,474,000 | 161,245,000 | 162,484,000 | 164,135,000 |