Call reports 2001
BANKSOUTH — 2001
What BANKSOUTH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 198,891,000 | 197,576,000 | 205,187,000 | 208,710,000 |
| Total loans | 164,782,000 | 168,579,000 | 170,696,000 | 178,277,000 |
| Allowance for loan losses | 3,324,000 | 3,325,000 | 3,281,000 | 3,556,000 |
| Securities available for sale | 24,638,000 | 22,800,000 | 20,276,000 | 20,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,893,000 | 130,820,000 | 136,603,000 | 140,920,000 |
| Interest-bearing deposits | 119,501,000 | 119,688,000 | 124,776,000 | 127,589,000 |
| Noninterest-bearing deposits | 10,392,000 | 11,132,000 | 11,827,000 | 13,331,000 |
| Equity capital | 22,528,000 | 23,078,000 | 23,711,000 | 23,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,955,000 | 7,715,000 | 11,280,000 | 14,662,000 |
| Interest expense | 2,123,000 | 3,918,000 | 5,659,000 | 7,283,000 |
| Net interest income | 1,832,000 | 3,797,000 | 5,621,000 | 7,379,000 |
| Noninterest income | 97,000 | 193,000 | 268,000 | 347,000 |
| Noninterest expense | 1,008,000 | 2,030,000 | 2,895,000 | 3,844,000 |
| Provision for loan losses | 0 | 0 | 0 | 322,000 |
| Pretax income | 921,000 | 1,960,000 | 2,994,000 | 3,560,000 |
| Income tax | 270,000 | 615,000 | 960,000 | 1,085,000 |
| Net income | 651,000 | 1,345,000 | 2,034,000 | 2,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,031,000 | 22,608,000 | 23,180,000 | 23,504,000 |
| Total capital | 23,894,000 | 24,483,000 | 25,085,000 | 25,469,000 |
| Risk-weighted assets | 147,565,000 | 148,564,000 | 150,995,000 | 155,639,000 |