Call reports 2019
MANSFIELD CO-OPERATIVE BANK — 2019
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 523,463,000 | 521,483,000 | 527,235,000 | 519,129,000 |
| Total loans | 437,376,000 | 434,354,000 | 408,768,000 | 424,023,000 |
| Allowance for loan losses | 4,633,000 | 4,463,000 | 4,323,000 | 4,563,000 |
| Securities available for sale | 50,231,000 | 49,990,000 | 47,400,000 | 46,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,096,000 | 415,999,000 | 423,975,000 | 424,133,000 |
| Interest-bearing deposits | 372,487,000 | 371,461,000 | 374,182,000 | 373,615,000 |
| Noninterest-bearing deposits | 44,609,000 | 44,538,000 | 49,793,000 | 50,518,000 |
| Equity capital | 53,854,000 | 54,862,000 | 56,199,000 | 56,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,339,000 | 10,792,000 | 16,114,000 | 21,407,000 |
| Interest expense | 1,352,000 | 2,798,000 | 4,260,000 | 5,715,000 |
| Net interest income | 3,987,000 | 7,994,000 | 11,854,000 | 15,692,000 |
| Noninterest income | 526,000 | 1,088,000 | 1,862,000 | 2,482,000 |
| Noninterest expense | 3,772,000 | 7,507,000 | 10,757,000 | 14,508,000 |
| Provision for loan losses | 39,000 | 68,000 | -73,000 | 167,000 |
| Pretax income | 697,000 | 1,496,000 | 3,021,000 | 3,488,000 |
| Income tax | 140,000 | 317,000 | 696,000 | 782,000 |
| Net income | 557,000 | 1,179,000 | 2,325,000 | 2,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,805,000 | 54,427,000 | 55,573,000 | 55,954,000 |
| Total capital | 58,438,000 | 58,890,000 | 59,896,000 | 60,517,000 |
| Risk-weighted assets | 384,832,000 | 381,257,000 | 377,433,000 | 386,021,000 |