Call reports 2018
MANSFIELD CO-OPERATIVE BANK — 2018
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 505,621,000 | 525,156,000 | 519,496,000 | 519,799,000 |
| Total loans | 417,092,000 | 434,104,000 | 434,815,000 | 435,132,000 |
| Allowance for loan losses | 4,355,000 | 4,513,000 | 4,450,000 | 4,594,000 |
| Securities available for sale | 54,656,000 | 52,260,000 | 51,276,000 | 50,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,325,000 | 420,878,000 | 420,404,000 | 418,963,000 |
| Interest-bearing deposits | 370,421,000 | 371,441,000 | 371,711,000 | 371,869,000 |
| Noninterest-bearing deposits | 45,904,000 | 49,437,000 | 48,693,000 | 47,094,000 |
| Equity capital | 50,247,000 | 50,918,000 | 51,590,000 | 52,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,797,000 | 9,839,000 | 15,191,000 | 20,636,000 |
| Interest expense | 837,000 | 1,804,000 | 2,901,000 | 4,151,000 |
| Net interest income | 3,960,000 | 8,035,000 | 12,290,000 | 16,485,000 |
| Noninterest income | 499,000 | 1,051,000 | 1,592,000 | 2,155,000 |
| Noninterest expense | 3,514,000 | 6,999,000 | 10,636,000 | 14,233,000 |
| Provision for loan losses | 54,000 | 212,000 | 149,000 | 293,000 |
| Pretax income | 891,000 | 1,897,000 | 3,119,000 | 4,136,000 |
| Income tax | 189,000 | 413,000 | 704,000 | 937,000 |
| Net income | 702,000 | 1,484,000 | 2,415,000 | 3,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,752,000 | 51,534,000 | 52,465,000 | 53,248,000 |
| Total capital | 55,107,000 | 56,047,000 | 56,915,000 | 57,842,000 |
| Risk-weighted assets | 350,365,000 | 378,932,000 | 384,528,000 | 381,641,000 |