Call reports 2016
MANSFIELD CO-OPERATIVE BANK — 2016
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 459,604,000 | 474,584,000 | 482,556,000 | 469,954,000 |
| Total loans | 365,497,000 | 369,548,000 | 374,062,000 | 381,578,000 |
| Allowance for loan losses | 4,074,000 | 4,130,000 | 4,110,000 | 4,215,000 |
| Securities available for sale | 55,737,000 | 55,480,000 | 54,798,000 | 54,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,099,000 | 404,345,000 | 411,536,000 | 401,175,000 |
| Interest-bearing deposits | 351,043,000 | 357,127,000 | 367,139,000 | 358,034,000 |
| Noninterest-bearing deposits | 38,056,000 | 47,218,000 | 44,397,000 | 43,141,000 |
| Equity capital | 46,757,000 | 47,528,000 | 48,115,000 | 47,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,335,000 | 8,686,000 | 13,154,000 | 17,550,000 |
| Interest expense | 708,000 | 1,421,000 | 2,137,000 | 2,836,000 |
| Net interest income | 3,627,000 | 7,265,000 | 11,017,000 | 14,714,000 |
| Noninterest income | 493,000 | 1,033,000 | 1,676,000 | 2,485,000 |
| Noninterest expense | 3,366,000 | 6,804,000 | 10,234,000 | 13,763,000 |
| Provision for loan losses | -54,000 | 2,000 | -75,000 | 30,000 |
| Pretax income | 808,000 | 1,492,000 | 2,532,000 | 3,404,000 |
| Income tax | 235,000 | 424,000 | 710,000 | 953,000 |
| Net income | 573,000 | 1,068,000 | 1,822,000 | 2,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,061,000 | 46,556,000 | 47,309,000 | 47,939,000 |
| Total capital | 49,932,000 | 50,553,000 | 51,361,000 | 52,084,000 |
| Risk-weighted assets | 309,478,000 | 319,664,000 | 324,130,000 | 331,541,000 |