Call reports 2015
MANSFIELD CO-OPERATIVE BANK — 2015
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 457,980,000 | 459,873,000 | 460,278,000 | 457,973,000 |
| Total loans | 375,391,000 | 374,334,000 | 367,066,000 | 365,786,000 |
| Allowance for loan losses | 4,340,000 | 4,289,000 | 4,094,000 | 4,128,000 |
| Securities available for sale | 55,923,000 | 55,350,000 | 54,859,000 | 53,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,948,000 | 384,617,000 | 385,784,000 | 387,124,000 |
| Interest-bearing deposits | 349,969,000 | 351,775,000 | 347,043,000 | 352,134,000 |
| Noninterest-bearing deposits | 30,979,000 | 32,842,000 | 38,741,000 | 34,990,000 |
| Equity capital | 44,052,000 | 44,368,000 | 45,442,000 | 45,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,373,000 | 8,802,000 | 13,232,000 | 17,659,000 |
| Interest expense | 670,000 | 1,367,000 | 2,081,000 | 2,812,000 |
| Net interest income | 3,703,000 | 7,435,000 | 11,151,000 | 14,847,000 |
| Noninterest income | 493,000 | 994,000 | 1,548,000 | 2,102,000 |
| Noninterest expense | 3,332,000 | 6,657,000 | 9,825,000 | 12,993,000 |
| Provision for loan losses | 34,000 | 47,000 | -187,000 | -153,000 |
| Pretax income | 830,000 | 1,725,000 | 3,061,000 | 4,109,000 |
| Income tax | 216,000 | 470,000 | 868,000 | 1,267,000 |
| Net income | 614,000 | 1,255,000 | 2,193,000 | 2,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,259,000 | 43,900,000 | 44,838,000 | 45,488,000 |
| Total capital | 47,225,000 | 47,909,000 | 48,740,000 | 49,368,000 |
| Risk-weighted assets | 317,292,000 | 320,450,000 | 311,962,000 | 310,129,000 |