Call reports 2014
MANSFIELD CO-OPERATIVE BANK — 2014
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 422,179,000 | 433,288,000 | 440,902,000 | 453,781,000 |
| Total loans | 333,526,000 | 345,104,000 | 357,796,000 | 372,913,000 |
| Allowance for loan losses | 3,848,000 | 3,900,000 | 4,047,000 | 4,306,000 |
| Securities available for sale | 52,402,000 | 53,976,000 | 56,644,000 | 55,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,197,000 | 372,082,000 | 377,510,000 | 381,484,000 |
| Interest-bearing deposits | 333,490,000 | 340,040,000 | 344,915,000 | 350,686,000 |
| Noninterest-bearing deposits | 27,707,000 | 32,042,000 | 32,595,000 | 30,798,000 |
| Equity capital | 41,445,000 | 42,151,000 | 42,644,000 | 43,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,925,000 | 8,015,000 | 12,187,000 | 16,666,000 |
| Interest expense | 634,000 | 1,296,000 | 1,972,000 | 2,661,000 |
| Net interest income | 3,291,000 | 6,719,000 | 10,215,000 | 14,005,000 |
| Noninterest income | 512,000 | 997,000 | 1,545,000 | 2,049,000 |
| Noninterest expense | 3,302,000 | 6,619,000 | 9,722,000 | 12,992,000 |
| Provision for loan losses | 2,000 | 54,000 | 203,000 | 487,000 |
| Pretax income | 499,000 | 1,043,000 | 1,826,000 | 2,684,000 |
| Income tax | 120,000 | 250,000 | 438,000 | 644,000 |
| Net income | 379,000 | 793,000 | 1,388,000 | 2,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,901,000 | 41,315,000 | 41,909,000 | 42,563,000 |
| Total capital | 44,503,000 | 45,023,000 | 45,720,000 | 46,520,000 |
| Risk-weighted assets | 295,249,000 | 303,395,000 | 311,458,000 | 322,922,000 |