Call reports 2013
MANSFIELD CO-OPERATIVE BANK — 2013
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 400,944,000 | 398,767,000 | 406,562,000 | 412,743,000 |
| Total loans | 299,839,000 | 310,670,000 | 317,370,000 | 330,568,000 |
| Allowance for loan losses | 3,715,000 | 3,735,000 | 3,706,000 | 3,846,000 |
| Securities available for sale | 54,429,000 | 52,154,000 | 53,477,000 | 53,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,349,000 | 340,545,000 | 348,824,000 | 350,340,000 |
| Interest-bearing deposits | 314,381,000 | 313,889,000 | 319,593,000 | 321,566,000 |
| Noninterest-bearing deposits | 25,968,000 | 26,656,000 | 29,231,000 | 28,774,000 |
| Equity capital | 40,131,000 | 39,886,000 | 40,418,000 | 40,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,601,000 | 7,490,000 | 11,322,000 | 15,279,000 |
| Interest expense | 671,000 | 1,353,000 | 2,022,000 | 2,671,000 |
| Net interest income | 2,930,000 | 6,137,000 | 9,300,000 | 12,608,000 |
| Noninterest income | 791,000 | 1,346,000 | 1,851,000 | 2,512,000 |
| Noninterest expense | 2,998,000 | 6,076,000 | 8,963,000 | 12,083,000 |
| Provision for loan losses | 109,000 | 129,000 | 102,000 | 272,000 |
| Pretax income | 614,000 | 1,369,000 | 2,177,000 | 2,856,000 |
| Income tax | 123,000 | 289,000 | 478,000 | 600,000 |
| Net income | 491,000 | 1,080,000 | 1,699,000 | 2,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,767,000 | 39,349,000 | 39,965,000 | 40,525,000 |
| Total capital | 42,271,000 | 42,888,000 | 43,452,000 | 44,122,000 |
| Risk-weighted assets | 279,958,000 | 282,959,000 | 285,382,000 | 294,850,000 |