Call reports 2012
MANSFIELD CO-OPERATIVE BANK — 2012
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 368,541,000 | 372,146,000 | 371,962,000 | 379,742,000 |
| Total loans | 259,229,000 | 270,372,000 | 274,954,000 | 288,031,000 |
| Allowance for loan losses | 3,108,000 | 3,341,000 | 3,253,000 | 3,514,000 |
| Securities available for sale | 62,995,000 | 60,161,000 | 60,101,000 | 57,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,254,000 | 317,406,000 | 317,435,000 | 318,629,000 |
| Interest-bearing deposits | 289,397,000 | 291,982,000 | 291,592,000 | 291,758,000 |
| Noninterest-bearing deposits | 25,857,000 | 25,424,000 | 25,843,000 | 26,871,000 |
| Equity capital | 39,012,000 | 39,411,000 | 40,106,000 | 39,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,682,000 | 7,337,000 | 11,066,000 | 14,808,000 |
| Interest expense | 737,000 | 1,440,000 | 2,128,000 | 2,767,000 |
| Net interest income | 2,945,000 | 5,897,000 | 8,938,000 | 12,041,000 |
| Noninterest income | 535,000 | 1,200,000 | 2,132,000 | 3,146,000 |
| Noninterest expense | 2,829,000 | 5,846,000 | 9,038,000 | 12,856,000 |
| Provision for loan losses | 204,000 | 441,000 | 620,000 | 878,000 |
| Pretax income | 447,000 | 852,000 | 1,454,000 | 1,495,000 |
| Income tax | 80,000 | 154,000 | 262,000 | 286,000 |
| Net income | 367,000 | 698,000 | 1,192,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,470,000 | 37,795,000 | 38,281,000 | 38,283,000 |
| Total capital | 40,488,000 | 40,845,000 | 41,380,000 | 41,596,000 |
| Risk-weighted assets | 241,360,000 | 250,593,000 | 254,662,000 | 264,800,000 |