Call reports 2010
MANSFIELD CO-OPERATIVE BANK — 2010
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 312,143,000 | 321,439,000 | 321,877,000 | 329,765,000 |
| Total loans | 207,379,000 | 207,274,000 | 209,620,000 | 233,052,000 |
| Allowance for loan losses | 2,737,000 | 2,026,000 | 2,096,000 | 2,666,000 |
| Securities available for sale | 30,776,000 | 29,122,000 | 29,020,000 | 25,289,000 |
| Securities held to maturity | 44,826,000 | 42,518,000 | 40,593,000 | 38,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,972,000 | 267,746,000 | 268,690,000 | 273,014,000 |
| Interest-bearing deposits | 242,771,000 | 249,133,000 | 251,703,000 | 254,952,000 |
| Noninterest-bearing deposits | 17,201,000 | 18,613,000 | 16,987,000 | 18,062,000 |
| Equity capital | 35,551,000 | 36,027,000 | 36,412,000 | 36,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,557,000 | 7,100,000 | 10,685,000 | 14,207,000 |
| Interest expense | 897,000 | 1,729,000 | 2,610,000 | 3,492,000 |
| Net interest income | 2,660,000 | 5,371,000 | 8,075,000 | 10,715,000 |
| Noninterest income | 370,000 | 734,000 | 1,226,000 | 1,850,000 |
| Noninterest expense | 2,414,000 | 5,224,000 | 7,868,000 | 10,563,000 |
| Provision for loan losses | 176,000 | 139,000 | 209,000 | 779,000 |
| Pretax income | 440,000 | 742,000 | 1,224,000 | 1,223,000 |
| Income tax | 119,000 | 184,000 | 282,000 | 219,000 |
| Net income | 321,000 | 558,000 | 942,000 | 1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,310,000 | 35,553,000 | 35,940,000 | 36,003,000 |
| Total capital | 37,766,000 | 37,579,000 | 38,036,000 | 38,669,000 |
| Risk-weighted assets | 196,220,000 | 198,341,000 | 197,200,000 | 220,297,000 |