Call reports 2008
MANSFIELD CO-OPERATIVE BANK — 2008
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 297,409,000 | 298,162,000 | 295,022,000 | 303,545,000 |
| Total loans | 191,005,000 | 201,377,000 | 201,484,000 | 213,892,000 |
| Allowance for loan losses | 1,536,000 | 1,587,000 | 1,572,000 | 1,920,000 |
| Securities available for sale | 10,767,000 | 13,153,000 | 13,019,000 | 12,202,000 |
| Securities held to maturity | 57,745,000 | 56,471,000 | 55,493,000 | 54,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,149,000 | 246,657,000 | 246,466,000 | 256,174,000 |
| Interest-bearing deposits | 230,043,000 | 230,028,000 | 231,802,000 | 242,196,000 |
| Noninterest-bearing deposits | 16,106,000 | 16,629,000 | 14,664,000 | 13,978,000 |
| Equity capital | 32,429,000 | 32,687,000 | 33,075,000 | 33,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,783,000 | 7,554,000 | 11,339,000 | 15,170,000 |
| Interest expense | 2,029,000 | 3,795,000 | 5,350,000 | 6,872,000 |
| Net interest income | 1,754,000 | 3,759,000 | 5,989,000 | 8,298,000 |
| Noninterest income | 279,000 | 571,000 | 892,000 | 1,273,000 |
| Noninterest expense | 1,864,000 | 3,718,000 | 5,673,000 | 7,593,000 |
| Provision for loan losses | 87,000 | 138,000 | 123,000 | 510,000 |
| Pretax income | 82,000 | 474,000 | 1,085,000 | 1,468,000 |
| Income tax | -108,000 | -67,000 | 102,000 | 231,000 |
| Net income | 190,000 | 541,000 | 983,000 | 1,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,517,000 | 32,870,000 | 33,312,000 | 33,560,000 |
| Total capital | 34,053,000 | 34,457,000 | 34,884,000 | 35,480,000 |
| Risk-weighted assets | 198,328,000 | 203,097,000 | 201,021,000 | 211,949,000 |