Call reports 2007
MANSFIELD CO-OPERATIVE BANK — 2007
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 286,988,000 | 287,955,000 | 293,781,000 | 294,446,000 |
| Total loans | 190,225,000 | 186,879,000 | 182,664,000 | 183,608,000 |
| Allowance for loan losses | 1,433,000 | 1,418,000 | 1,407,000 | 1,449,000 |
| Securities available for sale | 15,483,000 | 15,447,000 | 15,568,000 | 11,561,000 |
| Securities held to maturity | 53,805,000 | 55,293,000 | 63,297,000 | 68,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,113,000 | 250,746,000 | 248,612,000 | 241,854,000 |
| Interest-bearing deposits | 237,323,000 | 237,362,000 | 233,737,000 | 228,819,000 |
| Noninterest-bearing deposits | 12,790,000 | 13,384,000 | 14,875,000 | 13,035,000 |
| Equity capital | 31,476,000 | 31,713,000 | 32,054,000 | 32,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,802,000 | 7,561,000 | 11,399,000 | 15,318,000 |
| Interest expense | 1,906,000 | 3,883,000 | 5,921,000 | 8,040,000 |
| Net interest income | 1,896,000 | 3,678,000 | 5,478,000 | 7,278,000 |
| Noninterest income | 230,000 | 515,000 | 789,000 | 1,146,000 |
| Noninterest expense | 1,709,000 | 3,489,000 | 5,301,000 | 7,063,000 |
| Provision for loan losses | -67,000 | -84,000 | -96,000 | -45,000 |
| Pretax income | 484,000 | 788,000 | 1,062,000 | 1,406,000 |
| Income tax | 102,000 | 156,000 | 194,000 | 287,000 |
| Net income | 382,000 | 632,000 | 868,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,586,000 | 31,837,000 | 32,073,000 | 32,325,000 |
| Total capital | 33,019,000 | 33,255,000 | 33,480,000 | 33,774,000 |
| Risk-weighted assets | 181,663,000 | 183,845,000 | 187,200,000 | 191,826,000 |