Call reports 2006
MANSFIELD CO-OPERATIVE BANK — 2006
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 273,962,000 | 281,707,000 | 285,588,000 | 282,092,000 |
| Total loans | 190,066,000 | 195,848,000 | 197,668,000 | 195,927,000 |
| Allowance for loan losses | 1,375,000 | 1,488,000 | 1,509,000 | 1,513,000 |
| Securities available for sale | 19,364,000 | 19,319,000 | 19,494,000 | 15,515,000 |
| Securities held to maturity | 50,100,000 | 53,719,000 | 54,517,000 | 54,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,835,000 | 246,298,000 | 249,493,000 | 245,150,000 |
| Interest-bearing deposits | 226,898,000 | 232,616,000 | 237,037,000 | 233,126,000 |
| Noninterest-bearing deposits | 10,937,000 | 13,682,000 | 12,456,000 | 12,024,000 |
| Equity capital | 29,739,000 | 30,020,000 | 30,585,000 | 31,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,509,000 | 7,176,000 | 11,044,000 | 14,926,000 |
| Interest expense | 1,344,000 | 2,912,000 | 4,710,000 | 6,597,000 |
| Net interest income | 2,165,000 | 4,264,000 | 6,334,000 | 8,329,000 |
| Noninterest income | 187,000 | 408,000 | 587,000 | 807,000 |
| Noninterest expense | 1,636,000 | 3,353,000 | 5,039,000 | 6,708,000 |
| Provision for loan losses | 53,000 | 166,000 | 187,000 | 190,000 |
| Pretax income | 663,000 | 1,153,000 | 1,695,000 | 2,238,000 |
| Income tax | 237,000 | 427,000 | 551,000 | 656,000 |
| Net income | 426,000 | 726,000 | 1,144,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,046,000 | 30,346,000 | 30,765,000 | 31,204,000 |
| Total capital | 31,421,000 | 31,834,000 | 32,274,000 | 32,717,000 |
| Risk-weighted assets | 169,531,000 | 172,961,000 | 183,045,000 | 187,141,000 |