Call reports 2005
MANSFIELD CO-OPERATIVE BANK — 2005
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 240,149,000 | 244,242,000 | 258,263,000 | 265,317,000 |
| Total loans | 154,228,000 | 164,651,000 | 174,997,000 | 183,344,000 |
| Allowance for loan losses | 1,066,000 | 1,183,000 | 1,289,000 | 1,324,000 |
| Securities available for sale | 18,613,000 | 16,781,000 | 16,642,000 | 19,470,000 |
| Securities held to maturity | 50,724,000 | 53,024,000 | 50,372,000 | 49,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,534,000 | 215,044,000 | 228,967,000 | 231,310,000 |
| Interest-bearing deposits | 201,591,000 | 204,148,000 | 216,311,000 | 219,758,000 |
| Noninterest-bearing deposits | 9,943,000 | 10,896,000 | 12,656,000 | 11,552,000 |
| Equity capital | 28,089,000 | 28,514,000 | 28,819,000 | 29,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,878,000 | 5,871,000 | 9,069,000 | 12,437,000 |
| Interest expense | 866,000 | 1,843,000 | 2,912,000 | 4,126,000 |
| Net interest income | 2,012,000 | 4,028,000 | 6,157,000 | 8,311,000 |
| Noninterest income | 200,000 | 389,000 | 578,000 | 788,000 |
| Noninterest expense | 1,460,000 | 2,973,000 | 4,511,000 | 6,045,000 |
| Provision for loan losses | -17,000 | 101,000 | 210,000 | 246,000 |
| Pretax income | 769,000 | 1,343,000 | 2,014,000 | 2,808,000 |
| Income tax | 278,000 | 528,000 | 812,000 | 1,002,000 |
| Net income | 491,000 | 815,000 | 1,202,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,299,000 | 28,625,000 | 29,034,000 | 29,619,000 |
| Total capital | 29,365,000 | 29,808,000 | 30,323,000 | 30,943,000 |
| Risk-weighted assets | 132,648,000 | 150,171,000 | 162,047,000 | 175,138,000 |