Call reports 2004
MANSFIELD CO-OPERATIVE BANK — 2004
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 224,710,000 | 231,407,000 | 235,643,000 | 233,716,000 |
| Total loans | 134,863,000 | 146,218,000 | 153,276,000 | 154,090,000 |
| Allowance for loan losses | 917,000 | 932,000 | 1,009,000 | 1,083,000 |
| Securities available for sale | 23,657,000 | 20,681,000 | 18,911,000 | 18,846,000 |
| Securities held to maturity | 55,155,000 | 54,281,000 | 54,041,000 | 50,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,603,000 | 199,942,000 | 203,443,000 | 203,281,000 |
| Interest-bearing deposits | 189,356,000 | 189,619,000 | 191,923,000 | 193,336,000 |
| Noninterest-bearing deposits | 8,247,000 | 10,323,000 | 11,520,000 | 9,945,000 |
| Equity capital | 26,607,000 | 26,703,000 | 27,268,000 | 27,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,532,000 | 5,159,000 | 7,914,000 | 10,766,000 |
| Interest expense | 785,000 | 1,547,000 | 2,333,000 | 3,157,000 |
| Net interest income | 1,747,000 | 3,612,000 | 5,581,000 | 7,609,000 |
| Noninterest income | 147,000 | 308,000 | 508,000 | 715,000 |
| Noninterest expense | 1,358,000 | 2,754,000 | 4,124,000 | 5,538,000 |
| Provision for loan losses | 29,000 | 48,000 | 120,000 | 195,000 |
| Pretax income | 507,000 | 1,118,000 | 1,845,000 | 2,591,000 |
| Income tax | 199,000 | 438,000 | 744,000 | 979,000 |
| Net income | 308,000 | 680,000 | 1,101,000 | 1,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,497,000 | 26,874,000 | 27,295,000 | 27,806,000 |
| Total capital | 27,414,000 | 27,806,000 | 28,304,000 | 28,889,000 |
| Risk-weighted assets | 115,707,000 | 122,192,000 | 129,332,000 | 130,360,000 |