Call reports 2003
MANSFIELD CO-OPERATIVE BANK — 2003
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 223,967,000 | 230,043,000 | 238,345,000 | 225,761,000 |
| Total loans | 97,702,000 | 109,479,000 | 129,935,000 | 131,255,000 |
| Allowance for loan losses | 793,000 | 916,000 | 1,056,000 | 888,000 |
| Securities available for sale | 38,632,000 | 35,537,000 | 34,376,000 | 24,096,000 |
| Securities held to maturity | 55,866,000 | 61,161,000 | 63,342,000 | 59,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,090,000 | 203,933,000 | 204,117,000 | 199,036,000 |
| Interest-bearing deposits | 188,937,000 | 194,027,000 | 192,822,000 | 190,882,000 |
| Noninterest-bearing deposits | 9,153,000 | 9,906,000 | 11,295,000 | 8,154,000 |
| Equity capital | 25,517,000 | 25,652,000 | 25,822,000 | 26,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,547,000 | 5,053,000 | 7,666,000 | 10,337,000 |
| Interest expense | 1,062,000 | 2,057,000 | 2,992,000 | 3,834,000 |
| Net interest income | 1,485,000 | 2,996,000 | 4,674,000 | 6,503,000 |
| Noninterest income | 374,000 | 785,000 | 1,037,000 | 1,291,000 |
| Noninterest expense | 1,572,000 | 3,084,000 | 4,505,000 | 6,079,000 |
| Provision for loan losses | 2,000 | 126,000 | 271,000 | 104,000 |
| Pretax income | 285,000 | 571,000 | 935,000 | 1,611,000 |
| Income tax | 98,000 | 239,000 | 428,000 | 582,000 |
| Net income | 187,000 | 332,000 | 507,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,332,000 | 25,478,000 | 25,661,000 | 26,185,000 |
| Total capital | 26,125,000 | 26,394,000 | 26,717,000 | 27,073,000 |
| Risk-weighted assets | 97,138,000 | 105,654,000 | 115,052,000 | 113,424,000 |