Call reports 2002
MANSFIELD CO-OPERATIVE BANK — 2002
What MANSFIELD CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 209,634,000 | 211,856,000 | 217,063,000 | 219,636,000 |
| Total loans | 112,322,000 | 108,906,000 | 107,110,000 | 99,143,000 |
| Allowance for loan losses | 827,000 | 841,000 | 860,000 | 790,000 |
| Securities available for sale | 8,888,000 | 15,202,000 | 36,481,000 | 45,957,000 |
| Securities held to maturity | 58,333,000 | 59,599,000 | 54,275,000 | 38,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,304,000 | 187,321,000 | 191,932,000 | 193,869,000 |
| Interest-bearing deposits | 178,114,000 | 179,760,000 | 182,948,000 | 185,027,000 |
| Noninterest-bearing deposits | 7,190,000 | 7,561,000 | 8,984,000 | 8,842,000 |
| Equity capital | 23,836,000 | 24,342,000 | 24,823,000 | 25,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,155,000 | 6,237,000 | 9,210,000 | 11,928,000 |
| Interest expense | 1,299,000 | 2,520,000 | 3,706,000 | 4,843,000 |
| Net interest income | 1,856,000 | 3,717,000 | 5,504,000 | 7,085,000 |
| Noninterest income | 324,000 | 564,000 | 868,000 | 1,454,000 |
| Noninterest expense | 1,311,000 | 2,732,000 | 4,141,000 | 5,697,000 |
| Provision for loan losses | 43,000 | 69,000 | 92,000 | 26,000 |
| Pretax income | 826,000 | 1,480,000 | 2,139,000 | 2,816,000 |
| Income tax | 322,000 | 568,000 | 814,000 | 1,025,000 |
| Net income | 504,000 | 912,000 | 1,325,000 | 1,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,883,000 | 24,288,000 | 24,698,000 | 25,150,000 |
| Total capital | 24,710,000 | 25,129,000 | 25,558,000 | 25,940,000 |
| Risk-weighted assets | 93,904,000 | 91,256,000 | 94,269,000 | 95,203,000 |