Call report 2022Q4
CENTRIC BANK — 2022Q4
The 22 measures CENTRIC BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,078,774,000 | USD | evidence → |
| Total loans | 976,777,000 | USD | evidence → |
| Allowance for loan losses | 14,713,000 | USD | evidence → |
| Securities available for sale | 10,994,000 | USD | evidence → |
| Securities held to maturity | 28,766,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 904,840,000 | USD | evidence → |
| Interest-bearing deposits | 680,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 223,872,000 | USD | evidence → |
| Equity capital | 121,247,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 47,687,000 | USD | evidence → |
| Interest expense | 5,312,000 | USD | evidence → |
| Net interest income | 42,375,000 | USD | evidence → |
| Noninterest income | 3,086,000 | USD | evidence → |
| Noninterest expense | 27,998,000 | USD | evidence → |
| Provision for loan losses | 3,010,000 | USD | evidence → |
| Pretax income | 14,453,000 | USD | evidence → |
| Income tax | 2,660,000 | USD | evidence → |
| Net income | 11,793,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 122,143,000 | USD | evidence → |
| Total capital | 134,869,000 | USD | evidence → |
| Risk-weighted assets | 1,015,848,000 | USD | evidence → |