Call report 2020Q4
CENTRIC BANK — 2020Q4
The 22 measures CENTRIC BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,117,496,000 | USD | evidence → |
| Total loans | 966,380,000 | USD | evidence → |
| Allowance for loan losses | 10,487,000 | USD | evidence → |
| Securities available for sale | 12,599,000 | USD | evidence → |
| Securities held to maturity | 28,281,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 927,105,000 | USD | evidence → |
| Interest-bearing deposits | 886,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,313,000 | USD | evidence → |
| Equity capital | 99,357,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,305,000 | USD | evidence → |
| Interest expense | 6,729,000 | USD | evidence → |
| Net interest income | 34,576,000 | USD | evidence → |
| Noninterest income | 3,157,000 | USD | evidence → |
| Noninterest expense | 22,501,000 | USD | evidence → |
| Provision for loan losses | 3,100,000 | USD | evidence → |
| Pretax income | 12,323,000 | USD | evidence → |
| Income tax | 2,371,000 | USD | evidence → |
| Net income | 9,952,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 98,889,000 | USD | evidence → |
| Total capital | 109,538,000 | USD | evidence → |
| Risk-weighted assets | 861,596,000 | USD | evidence → |