Call report 2015Q4
CENTRIC BANK — 2015Q4
The 22 measures CENTRIC BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 372,923,000 | USD | evidence → |
| Total loans | 315,140,000 | USD | evidence → |
| Allowance for loan losses | 3,274,000 | USD | evidence → |
| Securities available for sale | 15,715,000 | USD | evidence → |
| Securities held to maturity | 6,419,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 312,685,000 | USD | evidence → |
| Interest-bearing deposits | 289,167,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,518,000 | USD | evidence → |
| Equity capital | 40,797,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,449,000 | USD | evidence → |
| Interest expense | 2,135,000 | USD | evidence → |
| Net interest income | 11,314,000 | USD | evidence → |
| Noninterest income | 2,235,000 | USD | evidence → |
| Noninterest expense | 10,086,000 | USD | evidence → |
| Provision for loan losses | 676,000 | USD | evidence → |
| Pretax income | 2,786,000 | USD | evidence → |
| Income tax | 822,000 | USD | evidence → |
| Net income | 1,964,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,689,000 | USD | evidence → |
| Total capital | 44,036,000 | USD | evidence → |
| Risk-weighted assets | 319,624,000 | USD | evidence → |