Call report 2014Q4
CENTRIC BANK — 2014Q4
The 22 measures CENTRIC BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 311,863,000 | USD | evidence → |
| Total loans | 254,427,000 | USD | evidence → |
| Allowance for loan losses | 2,990,000 | USD | evidence → |
| Securities available for sale | 24,301,000 | USD | evidence → |
| Securities held to maturity | 3,458,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 276,776,000 | USD | evidence → |
| Interest-bearing deposits | 270,428,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,348,000 | USD | evidence → |
| Equity capital | 28,842,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,305,000 | USD | evidence → |
| Interest expense | 2,085,000 | USD | evidence → |
| Net interest income | 10,220,000 | USD | evidence → |
| Noninterest income | 609,000 | USD | evidence → |
| Noninterest expense | 8,538,000 | USD | evidence → |
| Provision for loan losses | 401,000 | USD | evidence → |
| Pretax income | 1,893,000 | USD | evidence → |
| Income tax | 528,000 | USD | evidence → |
| Net income | 1,365,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,792,000 | USD | evidence → |
| Total capital | 31,789,000 | USD | evidence → |
| Risk-weighted assets | 239,660,000 | USD | evidence → |