Call report 2013Q4
CENTRIC BANK — 2013Q4
The 22 measures CENTRIC BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 304,259,000 | USD | evidence → |
| Total loans | 230,162,000 | USD | evidence → |
| Allowance for loan losses | 2,708,000 | USD | evidence → |
| Securities available for sale | 34,924,000 | USD | evidence → |
| Securities held to maturity | 798,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 267,929,000 | USD | evidence → |
| Interest-bearing deposits | 262,228,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,701,000 | USD | evidence → |
| Equity capital | 23,940,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,723,000 | USD | evidence → |
| Interest expense | 2,391,000 | USD | evidence → |
| Net interest income | 9,332,000 | USD | evidence → |
| Noninterest income | 591,000 | USD | evidence → |
| Noninterest expense | 7,819,000 | USD | evidence → |
| Provision for loan losses | 1,354,000 | USD | evidence → |
| Pretax income | 728,000 | USD | evidence → |
| Income tax | 151,000 | USD | evidence → |
| Net income | 577,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,622,000 | USD | evidence → |
| Total capital | 27,370,000 | USD | evidence → |
| Risk-weighted assets | 229,376,000 | USD | evidence → |